:root{
  --navy-deep:#111a2b;
  --navy:#1b2b44;
  --navy-soft:#26364d;
  --navy-line: rgba(215,181,109,0.22);
  --gold:#d7b56d;
  --gold-bright:#e8c987;
  --gold-deep:#a97f2f;
  --ivory:#f7f4ee;
  --ivory-deep:#efe9dc;
  --paper:#fffdf9;
  --ink:#161c26;
  --ink-soft:#5a6270;
  --green:#4c7a5e;
  --amber:#a15c2b;
  --red:#a13d3d;
  --radius:2px;
  --maxw:1180px;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:'Inter',sans-serif;
  color:var(--ink);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:'Playfair Display',serif;
  margin:0;
  font-weight:600;
  letter-spacing:0.2px;
}
p{margin:0;line-height:1.65;color:var(--ink-soft);}
a{color:inherit;text-decoration:none;}
img{max-width:100%;display:block;}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 32px;}
.eyebrow{
  font-family:'IBM Plex Mono',monospace;
  font-size:11.5px;
  letter-spacing:2.6px;
  text-transform:uppercase;
  color:var(--gold-deep);
  display:flex;
  align-items:center;
  gap:10px;
}
.eyebrow::before{content:"";width:22px;height:1px;background:var(--gold-deep);display:inline-block;}
.eyebrow.on-dark{color:var(--gold);}
.eyebrow.on-dark::before{background:var(--gold);}
section{position:relative;}
.btn{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:14px 20px;
  font-family:'Inter',sans-serif;
  font-size:13.5px;
  font-weight:600;
  letter-spacing:0.4px;
  border-radius:var(--radius);
  cursor:pointer;
  border:1px solid transparent;
  transition:all .25s ease;
  text-transform:uppercase;
}
.btn-gold{background:var(--gold);color:var(--navy-deep);}
.btn-gold:hover{background:var(--gold-bright);transform:translateY(-1px);}
.btn-ghost-dark{border-color:rgba(215,181,109,0.55);color:var(--ivory);}
.btn-ghost-dark:hover{border-color:var(--gold);background:rgba(215,181,109,0.08);}
.btn-ghost-light{border-color:var(--navy-soft);color:var(--navy);}
.btn-ghost-light:hover{background:var(--navy);color:var(--ivory);}

/* ---------- NAV ---------- */
header{
  position:sticky;top:0;z-index:100;
  background:rgba(17,26,43,0.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--navy-line);
}
.navbar{
  max-width:var(--maxw);margin:0 auto;padding:14px 32px;
  display:flex;align-items:center;justify-content:space-between;
  position:relative;
}
.brand{display:flex;align-items:center;gap:12px;}
.brand img{height:60px;width:auto;border-radius:6px;object-fit:contain;flex-shrink:0;box-shadow:0 0 0 1px rgba(215,181,109,0.35);}
.brand-text{line-height:1.1;}
.brand-text .name{font-family:'Playfair Display',serif;color:var(--ivory);font-size:18.5px;letter-spacing:0.5px;text-transform: uppercase;}
.brand-text .sub{font-family:'IBM Plex Mono',monospace;color:var(--gold);font-size:12px;letter-spacing:2px;text-transform:uppercase;}
nav.links{display:flex;gap:22px;align-items:center;}
nav.links a{color:var(--ivory);font-size:13.5px;font-weight:500;opacity:0.82;transition:opacity .2s;}
nav.links a:hover{opacity:1;color:var(--gold);}
.nav-tab-new{
  display:inline-flex;align-items:center;gap:7px;
  border:1px solid rgba(215,181,109,0.5);border-radius:16px;
  padding:7px 14px 7px 16px;opacity:1 !important;
}
.nav-tab-new:hover{background:rgba(215,181,109,0.08);border-color:var(--gold);}
.nav-badge{
  font-family:'IBM Plex Mono',monospace;font-size:8.5px;font-weight:700;letter-spacing:0.5px;
  background:var(--gold);color:var(--navy-deep);padding:2px 6px;border-radius:8px;text-transform:uppercase;
}
.nav-cta{display:flex;align-items:center;gap:10px;}
.btn-login{border:1px solid rgba(215,181,109,0.4);color:var(--ivory);padding:13px 18px;}
.btn-login:hover{border-color:var(--gold);background:rgba(215,181,109,0.08);}
.nav-toggle{display:none;background:none;border:none;color:var(--ivory);font-size:24px;cursor:pointer;padding:4px 6px;}

/* ---------- HERO ---------- */
.hero{
  background:
    radial-gradient(ellipse 900px 500px at 82% -10%, rgba(215,181,109,0.10), transparent 60%),
    linear-gradient(180deg, var(--navy-deep), var(--navy) 60%, var(--navy) 100%);
  color:var(--ivory);
  padding:96px 0 80px;
  overflow:hidden;
}
.hero-inner{display:grid;grid-template-columns:1.15fr 0.85fr;gap:64px;align-items:center;}
.hero h1{font-size:47px;line-height:1.14;color:var(--ivory);margin:22px 0 24px;letter-spacing:0.1px;}
.hero h1 em{font-style:italic;color:var(--gold);}
.hero p.lead{font-size:16.5px;color:#c7cedb;max-width:520px;margin-bottom:36px;}
.hero-ctas{display:flex;gap:16px;margin-bottom:52px;flex-wrap:wrap;}
.hero-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--navy-line);padding-top:26px;}
.hero-stats div{padding-right:18px;border-right:1px solid var(--navy-line);}
.hero-stats div:last-child{border-right:none;}
.hero-stats .num{font-family:'Playfair Display',serif;font-size:26px;color:var(--gold);}
.hero-stats .lbl{font-family:'IBM Plex Mono',monospace;font-size:10px;letter-spacing:1px;color:#9aa4b5;text-transform:uppercase;margin-top:6px;}
.hero-emblem{
  display:flex;align-items:center;justify-content:center;position:relative;
}
.hero-emblem .ring{
  position:absolute;width:420px;height:420px;border:1px solid var(--navy-line);border-radius:50%;
  animation:ringPulse 5s ease-in-out infinite;
}
.hero-emblem .ring.r2{width:480px;height:480px;animation-delay:.8s;}
.hero-emblem img{width:320px;height:auto;border-radius:18px;box-shadow:0 30px 80px rgba(0,0,0,0.45);position:relative;z-index:2;animation:emblemFloat 6s ease-in-out infinite;}
@keyframes ringPulse{
  0%,100%{transform:scale(1);opacity:0.55;}
  50%{transform:scale(1.035);opacity:1;}
}
@keyframes emblemFloat{
  0%,100%{transform:translateY(0);}
  50%{transform:translateY(-8px);}
}
@media (prefers-reduced-motion: reduce){
  .hero-emblem .ring, .hero-emblem img{animation:none;}
}

/* ---------- SECTION HEADERS ---------- */
.sec-head{max-width:640px;margin-bottom:50px;}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease, transform .7s ease;}
.reveal.in-view{opacity:1;transform:translateY(0);}
@media (prefers-reduced-motion: reduce){
  .reveal{opacity:1;transform:none;transition:none;}
}
.sec-head h2{font-size:34px;color:var(--navy);margin-top:16px;line-height:1.22;}
.sec-head p{margin-top:16px;font-size:15.5px;}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.sec-head.center .eyebrow{justify-content:center;}
.sec-head.center .eyebrow::before{display:none;}

/* ---------- ABOUT ---------- */
.about{padding:100px 0;background:var(--paper);}
.pillars{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--ivory-deep);border:1px solid var(--ivory-deep);margin-top:8px;}
.pillar{background:var(--paper);padding:34px 28px;}
.pillar .idx{font-family:'IBM Plex Mono',monospace;color:var(--gold-deep);font-size:12px;letter-spacing:1px;}
.pillar h3{font-size:18px;color:var(--navy);margin:16px 0 10px;line-height:1.3;}
.pillar p{font-size:13.8px;}

.facts-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--ivory-deep);border:1px solid var(--ivory-deep);margin-top:1px;}
.fact{background:var(--navy);padding:30px 24px;text-align:center;}
.fact-num{font-family:'Playfair Display',serif;font-size:24px;color:var(--gold);line-height:1.2;}
.fact-lbl{font-family:'IBM Plex Mono',monospace;font-size:10px;letter-spacing:1px;text-transform:uppercase;color:#b9c1cf;margin-top:8px;}

.journey{padding:100px 0;background:var(--paper);}
.journey-steps{display:grid;grid-template-columns:repeat(5,1fr);gap:0;position:relative;margin-top:8px;}
.jstep{padding:0 20px 0 0;position:relative;}
.jstep:not(:last-child)::after{content:"";position:absolute;top:14px;right:-4px;width:8px;height:8px;border-top:1.5px solid var(--gold-deep);border-right:1.5px solid var(--gold-deep);transform:rotate(45deg);}
.jstep-n{font-family:'IBM Plex Mono',monospace;font-size:12px;color:var(--gold-deep);font-weight:600;letter-spacing:1px;padding-bottom:14px;border-bottom:2px solid var(--ivory-deep);margin-bottom:16px;}
.jstep h3{font-size:16.5px;color:var(--navy);margin-bottom:10px;}
.jstep p{font-size:12.8px;}

.privileges{padding:100px 0;background:var(--ivory);}
.priv-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:8px;}
.priv-card{background:var(--paper);border:1px solid var(--ivory-deep);padding:32px 26px;text-align:left;}
.priv-icon{color:var(--gold-deep);font-size:18px;margin-bottom:16px;}
.priv-card h3{font-size:16px;color:var(--navy);margin-bottom:10px;line-height:1.3;}
.priv-card p{font-size:13px;}

/* ---------- DIFFERENTIATOR ---------- */
.diff{background:var(--navy-deep);color:var(--ivory);padding:100px 0;}
.diff .sec-head h2{color:var(--ivory);}
.diff .sec-head p{color:#b9c1cf;}
.diff-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:8px;}
.diff-card{border:1px solid var(--navy-line);padding:38px;border-radius:var(--radius);position:relative;}
.diff-card.win{background:rgba(215,181,109,0.06);border-color:var(--gold);}
.diff-card .tag{font-family:'IBM Plex Mono',monospace;font-size:10.5px;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);}
.diff-card h3{color:var(--ivory);font-size:22px;margin:14px 0 14px;}
.diff-card p{color:#b9c1cf;font-size:14.5px;}
.diff-vs{
  position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);
  width:52px;height:52px;border-radius:50%;background:var(--navy-deep);
  border:1px solid var(--gold);display:flex;align-items:center;justify-content:center;
  font-family:'IBM Plex Mono',monospace;color:var(--gold);font-size:11px;letter-spacing:1px;
  z-index:5;
}
.diff-dims{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:56px;padding-top:44px;border-top:1px solid var(--navy-line);}
.diff-dim h4{color:var(--gold);font-size:13px;font-family:'IBM Plex Mono',monospace;letter-spacing:1px;text-transform:uppercase;font-weight:600;margin-bottom:10px;}
.diff-dim p{color:#c7cedb;font-size:13.8px;}

/* ---------- MISSION BANNER ---------- */
.mission{background-color:var(--navy);background-size:cover;background-position:center;padding:110px 0;position:relative;overflow:hidden;}
.mission::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 700px 400px at 50% 0%, rgba(215,181,109,0.08), transparent 65%);}
.mission-wrap{max-width:760px;margin:0 auto;text-align:center;position:relative;}
.mission-mark{color:var(--gold);font-size:22px;margin-bottom:22px;}
.mission-text{font-family:'Playfair Display',serif;font-style:italic;font-size:24px;line-height:1.55;color:var(--ivory);}
.mission-sub{margin-top:24px;font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold-deep);}

/* ---------- WEALTH GOALS ---------- */
.wealth-goals{background:var(--paper);padding:100px 0;}
.goals-top{display:grid;grid-template-columns:1.2fr 0.8fr;gap:56px;align-items:center;margin-bottom:50px;}
.goals-image{border-radius:2px;overflow:hidden;box-shadow:0 30px 70px rgba(27,43,68,0.16);background:var(--navy);}
.goals-image img{width:100%;height:340px;object-fit:cover;display:block;filter:saturate(0.92) contrast(1.02);}
.goal-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:8px;}
.goal-card{padding:32px 26px;border:1px solid var(--ivory-deep);background:var(--ivory);transition:border-color .2s,transform .2s;}
.goal-card:hover{border-color:var(--gold-deep);transform:translateY(-3px);}
.goal-icon{width:42px;height:42px;border-radius:50%;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:18px;margin-bottom:18px;}
.goal-card h3{font-size:16.5px;color:var(--navy);margin-bottom:10px;line-height:1.3;}
.goal-card p{font-size:13px;}

/* ---------- SERVICES & SOLUTIONS ---------- */
.services{background:var(--ivory);padding:100px 0;}
.services-banner{position:relative;height:280px;border-radius:2px;overflow:hidden;margin-bottom:44px;box-shadow:0 30px 70px rgba(27,43,68,0.14);background:var(--navy);}
.services-banner img{width:100%;height:100%;object-fit:cover;display:block;filter:saturate(0.9); object-position: top center;}
.services-banner-overlay{position:absolute;inset:0;background:linear-gradient(90deg, rgba(17,26,43,0.55) 0%, rgba(17,26,43,0.05) 55%);}
.svc-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:36px;border-bottom:1px solid var(--ivory-deep);}
.svc-tab{padding:14px 20px;font-family:'Inter',sans-serif;font-size:13px;font-weight:600;color:var(--ink-soft);cursor:pointer;border-bottom:2px solid transparent;margin-bottom:-1px;transition:all .2s;}
.svc-tab:hover{color:var(--navy);}
.svc-tab.active{color:var(--navy);border-bottom-color:var(--gold-deep);}
.svc-panel{display:none;}
.svc-panel.active{display:block;animation:fadeIn .3s ease;}
@keyframes fadeIn{from{opacity:0;transform:translateY(6px);}to{opacity:1;transform:translateY(0);}}
.svc-intro{font-size:14.5px;color:var(--ink-soft);max-width:760px;margin-bottom:32px;line-height:1.65;}
.svc-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;}
.svc-item{background:var(--paper);border:1px solid var(--ivory-deep);border-left:3px solid var(--gold-deep);padding:26px 28px;}
.svc-item h4{font-family:'Playfair Display',serif;font-size:17px;color:var(--navy);margin-bottom:10px;}
.svc-item p{font-size:13px;margin-bottom:12px;}
.svc-item ul{margin:0;padding-left:18px;}
.svc-item li{font-size:12.8px;color:var(--ink-soft);margin-bottom:8px;line-height:1.55;}
.svc-item a{color:var(--gold-deep);font-weight:600;}

/* ---------- PHILOSOPHY ---------- */
.phil{padding:100px 0;background:var(--ivory);}
.phil-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:8px;}
.phil-card{background:var(--paper);padding:36px 30px;border:1px solid var(--ivory-deep);}
.phil-card .num{font-family:'Playfair Display',serif;font-style:italic;font-size:38px;color:var(--gold-deep);opacity:0.7;}
.phil-card h3{font-size:19px;color:var(--navy);margin:12px 0 12px;}
.phil-card p{font-size:14px;}

.spectrum{margin-top:70px;}
.spectrum-label{font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:1.5px;text-transform:uppercase;color:var(--navy);margin-bottom:22px;font-weight:600;}
.spectrum-track{position:relative;height:3px;background:var(--ivory-deep);margin:0 10px;}
.spectrum-fill{position:absolute;left:0;top:0;height:100%;width:100%;background:linear-gradient(90deg,var(--green),var(--gold-deep),var(--red));}
.spectrum-points{display:grid;grid-template-columns:repeat(6,1fr);margin-top:0;}
.spectrum-pt{position:relative;padding-top:26px;text-align:center;}
.spectrum-pt::before{content:"";position:absolute;top:-4.5px;left:50%;transform:translateX(-50%);width:11px;height:11px;border-radius:50%;background:var(--paper);border:2px solid var(--navy);}
.spectrum-pt .win{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--navy);font-weight:600;}
.spectrum-pt .strat{font-size:12px;color:var(--ink-soft);margin-top:8px;line-height:1.5;}

/* ---------- STRATEGIES ---------- */
.strategies{padding:100px 0;background:var(--paper);}
.strat-filter{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:34px;}
.chip{
  padding:8px 16px;border:1px solid var(--ivory-deep);border-radius:20px;
  font-size:12.5px;font-weight:600;color:var(--ink-soft);cursor:pointer;transition:all .2s;
  font-family:'Inter',sans-serif;
}
.chip:hover{border-color:var(--gold-deep);color:var(--navy);}
.chip.active{background:var(--navy);border-color:var(--navy);color:var(--ivory);}
.strat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.strat-card{
  border:1px solid var(--ivory-deep);background:var(--paper);
  padding:28px 26px;cursor:pointer;transition:box-shadow .25s, border-color .25s;
}
.strat-card:hover{box-shadow:0 18px 40px rgba(27,43,68,0.10);border-color:var(--gold-deep);}
.strat-top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:16px;}
.strat-code{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--gold-deep);letter-spacing:1px;font-weight:600;}
.risk-badge{font-family:'IBM Plex Mono',monospace;font-size:9.5px;letter-spacing:0.6px;text-transform:uppercase;padding:3px 9px;border-radius:12px;font-weight:600;}
.risk-low{background:#e8f0ea;color:var(--green);}
.risk-lowmod{background:#eef3ea;color:#5c7a4c;}
.risk-mod{background:#f4ecd8;color:var(--amber);}
.risk-modhigh{background:#f4e6d8;color:#a15c2b;}
.risk-high{background:#f5e3d8;color:#a1522b;}
.risk-vhigh{background:#f6dede;color:var(--red);}
.strat-card h3{font-size:17.5px;color:var(--navy);line-height:1.3;margin-bottom:8px;}
.strat-type{font-size:12.5px;color:var(--gold-deep);font-weight:600;margin-bottom:12px;}
.strat-card p.obj{font-size:13.3px;margin-bottom:16px;min-height:66px;}
.strat-meta{display:flex;gap:18px;font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--ink-soft);border-top:1px solid var(--ivory-deep);padding-top:14px;}
.strat-meta b{color:var(--navy);display:block;font-size:11.5px;margin-top:2px;font-family:'Inter',sans-serif;font-weight:600;}
.strat-detail{max-height:0;overflow:hidden;transition:max-height .35s ease;}
.strat-card.open .strat-detail{max-height:400px;margin-top:18px;padding-top:18px;border-top:1px solid var(--ivory-deep);}
.strat-detail ul{margin:0;padding-left:18px;}
.strat-detail li{font-size:13px;color:var(--ink-soft);margin-bottom:8px;line-height:1.5;}
.strat-detail .phil-text{font-size:12.8px;font-style:italic;color:var(--ink-soft);margin-bottom:14px;line-height:1.6;}

/* ---------- MATRIX ---------- */
.matrix-wrap{background:var(--ivory);padding:100px 0;}
.matrix-flex{display:grid;grid-template-columns:1.15fr 0.85fr;gap:56px;align-items:center;margin-top:8px;}
.matrix-box{background:var(--paper);border:1px solid var(--ivory-deep);padding:30px;position:relative;}
.matrix-info{}
.matrix-info h4{font-size:16px;color:var(--navy);margin-bottom:10px;}
.matrix-info p{font-size:14px;margin-bottom:22px;}
#mx-detail{background:var(--paper);border:1px solid var(--ivory-deep);border-left:3px solid var(--gold);padding:20px 22px;min-height:118px;}
#mx-detail .code{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--gold-deep);font-weight:600;}
#mx-detail h5{font-family:'Playfair Display',serif;font-size:18px;color:var(--navy);margin:8px 0 8px;}
#mx-detail p{font-size:13px;}
.mx-dot{cursor:pointer;transition:r .15s;}
.mx-dot:hover{filter:brightness(1.15);}

/* ---------- FEES ---------- */
.fees{padding:100px 0;background:var(--paper);}
.fee-plans{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-bottom:64px;}
.fee-card{border:1px solid var(--ivory-deep);padding:34px;}
.fee-card.highlight{border-color:var(--navy);background:var(--navy);color:var(--ivory);}
.fee-card .tag{font-family:'IBM Plex Mono',monospace;font-size:10.5px;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold-deep);}
.fee-card.highlight .tag{color:var(--gold);}
.fee-card h3{font-size:22px;margin:14px 0 10px;color:var(--navy);}
.fee-card.highlight h3{color:var(--ivory);}
.fee-big{font-family:'Playfair Display',serif;font-size:44px;color:var(--gold-deep);margin:12px 0;}
.fee-card.highlight .fee-big{color:var(--gold);}
.fee-card p{font-size:13.8px;}
.fee-card.highlight p{color:#c7cedb;}

.calc{background:var(--ivory);border:1px solid var(--ivory-deep);padding:44px;}
.calc-head{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:30px;flex-wrap:wrap;gap:18px;}
.calc-head h3{font-size:20px;color:var(--navy);}
.amount-input{display:flex;align-items:center;gap:10px;font-family:'IBM Plex Mono',monospace;}
.amount-input label{font-size:11px;color:var(--ink-soft);text-transform:uppercase;letter-spacing:1px;}
.amount-input input{
  font-family:'IBM Plex Mono',monospace;font-size:15px;padding:9px 12px;border:1px solid var(--ivory-deep);
  width:140px;background:var(--paper);color:var(--navy);font-weight:600;
}
.qtr-inputs{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-bottom:28px;}
.qtr-inputs label{display:block;font-family:'IBM Plex Mono',monospace;font-size:10.5px;color:var(--ink-soft);text-transform:uppercase;letter-spacing:0.8px;margin-bottom:8px;}
.qtr-inputs input{
  width:100%;padding:10px 12px;border:1px solid var(--ivory-deep);font-family:'IBM Plex Mono',monospace;
  font-size:15px;color:var(--navy);font-weight:600;background:var(--paper);
}
table.calc-table{width:100%;border-collapse:collapse;background:var(--paper);}
table.calc-table th, table.calc-table td{padding:13px 14px;text-align:right;font-size:13.2px;border-bottom:1px solid var(--ivory-deep);}
table.calc-table th:first-child, table.calc-table td:first-child{text-align:left;}
table.calc-table th{font-family:'IBM Plex Mono',monospace;font-size:10px;letter-spacing:0.8px;text-transform:uppercase;color:var(--ink-soft);font-weight:600;background:var(--ivory-deep);}
table.calc-table td{font-family:'IBM Plex Mono',monospace;color:var(--navy);}
table.calc-table tfoot td{font-weight:700;border-top:2px solid var(--navy);border-bottom:none;}
.calc-note{font-size:12px;color:var(--ink-soft);margin-top:16px;line-height:1.6;}

/* ---------- INVESTOR TOOLS ---------- */
.tools{padding:100px 0;background:var(--ivory);}
.tool-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:36px;border-bottom:1px solid var(--ivory-deep);}
.tool-tab{
  padding:14px 22px;font-family:'Inter',sans-serif;font-size:13.5px;font-weight:600;color:var(--ink-soft);
  cursor:pointer;border-bottom:2px solid transparent;margin-bottom:-1px;transition:all .2s;
}
.tool-tab:hover{color:var(--navy);}
.tool-tab.active{color:var(--navy);border-bottom-color:var(--gold-deep);}
.tool-panel{display:none;}
.tool-panel.active{display:block;}
.tool-grid{display:grid;grid-template-columns:0.9fr 1.1fr;gap:40px;background:var(--paper);border:1px solid var(--ivory-deep);padding:38px;}
.tool-inputs{display:flex;flex-direction:column;gap:16px;}
.field label{display:block;font-family:'IBM Plex Mono',monospace;font-size:10.5px;color:var(--ink-soft);text-transform:uppercase;letter-spacing:0.7px;margin-bottom:7px;}
.field input, .field select{
  width:100%;padding:11px 13px;border:1px solid var(--ivory-deep);font-family:'IBM Plex Mono',monospace;
  font-size:14.5px;color:var(--navy);font-weight:600;background:var(--ivory);
}
.tool-result{background:var(--ivory);border:1px solid var(--ivory-deep);padding:28px;display:flex;flex-direction:column;justify-content:center;}
.tool-disclaimer{font-size:12px;color:var(--ink-soft);margin-top:20px;line-height:1.6;max-width:820px;}

.tr-headline{font-family:'Playfair Display',serif;font-size:22px;color:var(--navy);margin-bottom:6px;}
.tr-score-wrap{display:flex;align-items:center;gap:22px;margin:18px 0;}
.tr-score-num{font-family:'Playfair Display',serif;font-size:44px;color:var(--gold-deep);}
.tr-bar-track{flex:1;height:10px;background:var(--ivory-deep);border-radius:6px;overflow:hidden;}
.tr-bar-fill{height:100%;background:linear-gradient(90deg,var(--red),var(--amber),var(--green));border-radius:6px;transition:width .3s;}
.tr-rows{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:16px;}
.tr-row{background:var(--paper);padding:14px 16px;border:1px solid var(--ivory-deep);}
.tr-row .k{font-family:'IBM Plex Mono',monospace;font-size:10px;color:var(--ink-soft);text-transform:uppercase;letter-spacing:0.6px;}
.tr-row .v{font-family:'IBM Plex Mono',monospace;font-size:15px;color:var(--navy);font-weight:600;margin-top:5px;}
.tr-note{font-size:12.5px;color:var(--ink-soft);margin-top:16px;line-height:1.6;}

.fp-compare{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:18px;}
.fp-box{padding:20px;border:1px solid var(--ivory-deep);background:var(--paper);}
.fp-box.win{border-color:var(--gold-deep);background:rgba(215,181,109,0.08);}
.fp-box .tag{font-family:'IBM Plex Mono',monospace;font-size:10px;text-transform:uppercase;letter-spacing:1px;color:var(--ink-soft);}
.fp-box .amt{font-family:'Playfair Display',serif;font-size:26px;color:var(--navy);margin:8px 0;}
.fp-box .sub{font-size:12px;color:var(--ink-soft);}
.fp-diff{text-align:center;padding:16px;background:var(--navy);color:var(--ivory);}
.fp-diff .big{font-family:'Playfair Display',serif;font-size:24px;color:var(--gold);}
.fp-diff .lbl{font-family:'IBM Plex Mono',monospace;font-size:10.5px;letter-spacing:1px;text-transform:uppercase;color:#b9c1cf;margin-top:6px;}

.wb-rows{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.wb-box{padding:20px;border:1px solid var(--ivory-deep);background:var(--paper);}
.wb-box .tag{font-family:'IBM Plex Mono',monospace;font-size:10px;text-transform:uppercase;letter-spacing:1px;color:var(--ink-soft);}
.wb-box .amt{font-family:'Playfair Display',serif;font-size:24px;color:var(--navy);margin:8px 0;}
.wb-box.hi .amt{color:var(--gold-deep);}
.wb-bar-track{grid-column:1/-1;height:26px;background:var(--ivory-deep);display:flex;overflow:hidden;margin-top:4px;}
.wb-bar-invested{background:var(--navy-soft);}
.wb-bar-gain{background:var(--gold);}
.wb-bar-legend{grid-column:1/-1;display:flex;gap:20px;font-size:11.5px;color:var(--ink-soft);}
.wb-bar-legend span{display:flex;align-items:center;gap:6px;}
.wb-bar-legend i{width:10px;height:10px;display:inline-block;}


.sip-schedule{margin-top:2px;background:var(--paper);border:1px solid var(--ivory-deep);border-top:none;padding:30px 38px 34px;}
.sip-schedule-head{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:10px;margin-bottom:16px;}
.sip-schedule-head h4{font-family:'Playfair Display',serif;font-size:16.5px;color:var(--navy);font-weight:600;}
.sip-schedule-note{font-size:11.5px;color:var(--ink-soft);}
.calc-table-wrap{max-height:340px;overflow-y:auto;border:1px solid var(--ivory-deep);}
.calc-table-wrap table.calc-table{margin:0;}
.calc-table-wrap thead th{position:sticky;top:0;z-index:1;}

#panel-xirr{background:var(--paper);border:1px solid var(--ivory-deep);padding:30px 38px 34px;}
.xirr-head{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:14px;margin-bottom:16px;}
.xirr-head h4{font-family:'Playfair Display',serif;font-size:16.5px;color:var(--navy);font-weight:600;margin-bottom:4px;}
.xirr-add{white-space:nowrap;font-size:12px;padding:9px 18px;}
.xirr-table-wrap{max-height:280px;margin-bottom:22px;}
#xirr-table td{padding:8px 14px;}
.xirr-date-input,.xirr-amt-input{width:100%;border:1px solid var(--ivory-deep);background:var(--paper);font-family:'Inter',sans-serif;font-size:13px;color:var(--navy);padding:7px 9px;border-radius:2px;}
.xirr-date-input:focus,.xirr-amt-input:focus{outline:none;border-color:var(--gold-deep);}
.xirr-type-tag{font-size:10.5px;font-weight:600;padding:3px 9px;border-radius:2px;display:inline-block;}
.xirr-type-invest{background:#f3e6d8;color:var(--amber);}
.xirr-type-return{background:#e8f0ea;color:var(--green);}
.xirr-remove{background:none;border:none;color:var(--ink-soft);font-size:16px;cursor:pointer;line-height:1;padding:4px 8px;}
.xirr-remove:hover{color:var(--red);}

.calc-chart-wrap{margin-top:2px;background:var(--paper);border:1px solid var(--ivory-deep);border-top:none;padding:26px 30px 20px;}
.calc-chart-wrap.chart-first{border-top:1px solid var(--ivory-deep);margin-top:20px;}
.calc-chart-head{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;margin-bottom:6px;}
.calc-chart-head h4{font-family:'Playfair Display',serif;font-size:15.5px;color:var(--navy);font-weight:600;}
.calc-chart{width:100%;line-height:0;position:relative;}
.chart-tooltip{position:absolute;pointer-events:none;background:var(--navy-deep);color:var(--ivory);border:1px solid var(--gold);border-radius:3px;padding:8px 12px;font-family:'Inter',sans-serif;font-size:11.5px;line-height:1.5;white-space:nowrap;opacity:0;transform:translate(-50%,-100%);transition:opacity .1s;z-index:5;top:0;left:0;}
.chart-tooltip.show{opacity:1;}
.chart-tooltip .tt-label{color:#9aa4b5;font-size:10px;text-transform:uppercase;letter-spacing:0.5px;margin-bottom:3px;}
.chart-tooltip .tt-row{display:flex;align-items:center;gap:6px;}
.chart-tooltip .tt-row i{width:8px;height:8px;border-radius:50%;display:inline-block;flex-shrink:0;}
.chart-tooltip .tt-val{font-weight:600;color:#fff;}
.calc-chart svg .hover-rect{cursor:crosshair;}
.calc-chart svg{display:block;width:100%;height:auto;}
.calc-chart-legend{display:flex;gap:20px;flex-wrap:wrap;margin-top:10px;font-size:11px;color:var(--ink-soft);}
.calc-chart-legend span{display:flex;align-items:center;gap:6px;}
.calc-chart-legend i{width:16px;height:0;border-top:2.5px solid; display:inline-block;}
.calc-chart-legend i.dashed{border-top-style:dashed;}

/* ---------- DASHBOARD PREVIEW ---------- */
.dash-preview{background:var(--navy-deep);padding:100px 0;}
.dash-flex{display:grid;grid-template-columns:0.85fr 1.15fr;gap:56px;align-items:center;}
.dash-copy h2{color:var(--ivory);font-size:32px;margin-top:16px;line-height:1.25;}
.dash-copy p{color:#b9c1cf;font-size:14.5px;margin-top:16px;}
.dash-points{list-style:none;margin:24px 0 30px;padding:0;display:flex;flex-direction:column;gap:12px;}
.dash-points li{color:#d7dbe3;font-size:13.5px;padding-left:22px;position:relative;}
.dash-points li::before{content:"—";position:absolute;left:0;color:var(--gold);}
.dash-window{background:#0d1420;border:1px solid var(--navy-line);border-radius:10px;overflow:hidden;box-shadow:0 40px 90px rgba(0,0,0,0.5);}
.dash-titlebar{background:#161f30;padding:11px 16px;display:flex;align-items:center;gap:7px;}
.dash-titlebar .dot{width:9px;height:9px;border-radius:50%;background:#3a4558;}
.dash-url{margin-left:10px;font-family:'IBM Plex Mono',monospace;font-size:10.5px;color:#6d7893;}
.dash-body{padding:26px;}
.dash-top-row{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:22px;}
.dash-label{font-family:'IBM Plex Mono',monospace;font-size:10px;letter-spacing:1px;text-transform:uppercase;color:#8d97a8;}
.dash-value{font-family:'Playfair Display',serif;font-size:30px;color:var(--ivory);margin-top:6px;}
.dash-change{font-family:'IBM Plex Mono',monospace;font-size:11px;color:#6fbf8c;margin-top:6px;}
.dash-badge{font-family:'IBM Plex Mono',monospace;font-size:9px;letter-spacing:0.8px;text-transform:uppercase;color:var(--gold);border:1px solid var(--gold-deep);padding:5px 10px;border-radius:12px;}
.dash-mid-row{display:grid;grid-template-columns:1.4fr 1fr;gap:18px;margin-bottom:22px;}
.dash-chart-box, .dash-donut-box{background:#131c2c;border:1px solid #232f45;padding:16px;}
.dash-mini-label{font-family:'IBM Plex Mono',monospace;font-size:9.5px;letter-spacing:0.8px;text-transform:uppercase;color:#8d97a8;margin-bottom:10px;}
.dash-legend{display:flex;flex-direction:column;gap:6px;margin-top:10px;}
.dash-legend div{display:flex;align-items:center;gap:7px;font-size:10.5px;color:#c7cedb;}
.dash-legend i{width:8px;height:8px;border-radius:50%;display:inline-block;}
.dash-holdings{background:#131c2c;border:1px solid #232f45;padding:16px;}
.dash-hold-row{display:grid;grid-template-columns:1.4fr 0.8fr 0.8fr;padding:9px 0;font-size:11.5px;color:#d7dbe3;border-bottom:1px solid #202a3d;}
.dash-hold-row:last-child{border-bottom:none;}
.dash-hold-head{font-family:'IBM Plex Mono',monospace;font-size:9px;letter-spacing:0.6px;text-transform:uppercase;color:#8d97a8;}
.dash-hold-row .pos{color:#6fbf8c;font-family:'IBM Plex Mono',monospace;}

.fee-choose{margin-top:44px;padding-top:40px;border-top:1px solid var(--ivory-deep);}
.fee-choose-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;}
.fc-item{background:var(--ivory);border:1px solid var(--ivory-deep);padding:26px 28px;}
.fc-item h4{font-family:'Playfair Display',serif;font-size:16.5px;color:var(--navy);margin-bottom:14px;}
.fc-item ul{margin:0;padding-left:18px;}
.fc-item li{font-size:13px;color:var(--ink-soft);margin-bottom:10px;line-height:1.6;}
.fc-note{font-size:12.5px;color:var(--ink-soft);margin-top:20px;line-height:1.6;}

/* ---------- SECTION CTA (shared) ---------- */
.section-cta{
  margin-top:48px;padding-top:32px;border-top:1px solid var(--ivory-deep);
  display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;
}
.section-cta p{font-family:'Playfair Display',serif;font-size:17px;color:var(--navy);margin:0;}
.diff .section-cta, .dash-preview .section-cta, .mission .section-cta, .services .section-cta, .testi .section-cta{
  border-top-color:var(--navy-line);
}
.diff .section-cta p, .services .section-cta p{color:var(--ivory);}
.testi .section-cta p{color:var(--ivory);}

/* ---------- TESTIMONIALS ---------- */
.testi{background:var(--navy-deep);color:var(--ivory);padding:100px 0;}
.testi .sec-head h2{color:var(--ivory);}
.testi .sec-head p{color:#b9c1cf;}
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:8px;}
.testi-card{border:1px solid var(--navy-line);padding:32px 28px;background:rgba(215,181,109,0.03);}
.testi-quote{font-family:'Playfair Display',serif;font-style:italic;font-size:16px;color:#e4e8ef;line-height:1.55;margin-bottom:22px;}
.testi-person{display:flex;align-items:center;gap:12px;}
.testi-avatar{
  width:46px;height:46px;border-radius:50%;
  background:linear-gradient(135deg, var(--navy-soft), var(--navy));
  border:1.5px solid var(--gold);display:flex;align-items:center;justify-content:center;
  font-family:'Playfair Display',serif;color:var(--gold);font-size:16px;font-weight:600;
  box-shadow:0 6px 16px rgba(0,0,0,0.25);flex-shrink:0;
}
.testi-verified{
  display:inline-flex;align-items:center;gap:5px;font-family:'IBM Plex Mono',monospace;
  font-size:9.5px;letter-spacing:0.5px;text-transform:uppercase;color:var(--gold);
  border:1px solid var(--navy-line);padding:3px 9px;border-radius:10px;margin-top:8px;
}
.testi-name{font-size:13.5px;font-weight:600;color:var(--ivory);}
.testi-role{font-family:'IBM Plex Mono',monospace;font-size:10.5px;color:#8d97a8;margin-top:2px;}

/* ---------- NEWSLETTER ---------- */
.newsletter{background:var(--gold);padding:56px 0;}
.newsletter-wrap{display:grid;grid-template-columns:1.3fr 0.9fr;gap:20px;align-items:center;}
.news-copy .eyebrow{color:var(--navy-deep);}
.news-copy .eyebrow::before{background:var(--navy-deep);}
.news-copy h2{font-size:24px;color:var(--navy-deep);margin-top:10px;line-height:1.3;}
.news-copy p{font-size:13.5px;color:#3a3120;margin-top:12px;max-width:520px;}
.news-form{display:flex;gap:10px;}
.news-form input{flex:1;padding:14px 16px;border:1px solid rgba(17,26,43,0.25);font-family:'Inter',sans-serif;font-size:14px;background:var(--paper);}
.news-form .btn{white-space:nowrap;background:var(--navy-deep);color:var(--ivory);}
.news-form .btn:hover{background:var(--navy);}

/* ---------- CATEGORY CONTEXT ---------- */
.category{background:var(--ivory);padding:90px 0;}
.category-grid{display:grid;grid-template-columns:1.2fr 0.8fr;gap:56px;align-items:start;}
.category h2{font-size:28px;color:var(--navy);margin-top:16px;line-height:1.3;}
.category p{font-size:14.5px;margin-top:16px;max-width:560px;}
.category-facts{display:flex;flex-direction:column;gap:20px;}
.cat-fact{background:var(--paper);border:1px solid var(--ivory-deep);border-left:3px solid var(--gold-deep);padding:20px 22px;}
.cat-fact-num{font-family:'Playfair Display',serif;font-size:20px;color:var(--gold-deep);margin-bottom:8px;}
.cat-fact-lbl{font-size:12.8px;color:var(--ink-soft);line-height:1.5;}
.category-note{font-size:12.5px;color:var(--ink-soft);margin-top:40px;border-top:1px solid var(--ivory-deep);padding-top:24px;max-width:820px;}

/* ---------- COMPLIANCE ---------- */
.compliance{background:var(--paper);padding:100px 0;}
.compliance-badges{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:48px;}
.comp-badge{
  font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:0.5px;color:var(--navy);
  border:1px solid var(--ivory-deep);background:var(--ivory);padding:9px 16px;border-radius:16px;
}
.comp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--ivory-deep);border:1px solid var(--ivory-deep);}
.comp-card{background:var(--paper);padding:32px 28px;}
.comp-num{font-family:'Playfair Display',serif;font-style:italic;font-size:24px;color:var(--gold-deep);opacity:0.75;margin-bottom:12px;}
.comp-card h3{font-size:16px;color:var(--navy);margin-bottom:12px;line-height:1.3;}
.comp-card p{font-size:13px;line-height:1.6;}
.comp-footer-note{margin-top:44px;padding-top:24px;border-top:1px solid var(--ivory-deep);}
.comp-footer-note p{font-size:12px;color:var(--ink-soft);line-height:1.7;max-width:900px;}
.comp-footer-note a{color:var(--gold-deep);font-weight:600;}

/* ---------- TEAM ---------- */
.team{background:var(--ivory);padding:100px 0;}
.team-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:20px;margin-top:8px;}
.team-card{display:block;background:var(--paper);border:1px solid var(--ivory-deep);padding:0;cursor:pointer;transition:box-shadow .25s,border-color .25s,transform .25s;overflow:hidden;text-decoration:none;color:inherit;}
.team-card:hover{box-shadow:0 20px 44px rgba(27,43,68,0.14);border-color:var(--gold-deep);transform:translateY(-3px);}
.team-photo{width:100%;aspect-ratio:1/1;overflow:hidden;background:var(--navy);}
.team-photo img{width:100%;height:100%;object-fit:cover;display:block;}
.team-info{padding:18px 16px 20px;}
.team-name{font-family:'Playfair Display',serif;font-size:15.5px;color:var(--navy);line-height:1.3;margin-bottom:4px;}
.team-role{font-size:11.5px;color:var(--gold-deep);font-weight:600;line-height:1.4;margin-bottom:10px;min-height:30px;}
.team-view{font-family:'IBM Plex Mono',monospace;font-size:10px;letter-spacing:0.6px;text-transform:uppercase;color:var(--ink-soft);border-top:1px solid var(--ivory-deep);padding-top:10px;display:flex;justify-content:space-between;align-items:center;}
.team-view span.arrow{color:var(--gold-deep);}

/* team modal */
.team-overlay{
  display:none;position:fixed;inset:0;z-index:1000;
  background:rgba(10,15,25,0.75);backdrop-filter:blur(4px);
  align-items:flex-start;justify-content:center;padding:5vh 20px;overflow-y:auto;
}
.team-overlay.open{display:flex;}
.team-modal{
  background:var(--paper);max-width:720px;width:100%;position:relative;
  box-shadow:0 40px 100px rgba(0,0,0,0.5);margin-bottom:5vh;
}
.team-modal-close{position:absolute;top:18px;right:18px;background:rgba(17,26,43,0.6);border:none;color:var(--ivory);font-size:15px;cursor:pointer;width:32px;height:32px;border-radius:50%;z-index:2;}
.team-modal-close:hover{background:var(--navy);}
.team-modal-head{display:flex;gap:22px;padding:36px 36px 26px;background:var(--navy-deep);align-items:center;}
.team-modal-photo{width:96px;height:96px;border-radius:50%;overflow:hidden;border:2px solid var(--gold);flex-shrink:0;box-shadow:0 10px 24px rgba(0,0,0,0.35);}
.team-modal-photo img{width:100%;height:100%;object-fit:cover;}
.team-modal-name{font-family:'Playfair Display',serif;font-size:24px;color:var(--ivory);line-height:1.2;}
.team-modal-role{font-size:13px;color:var(--gold);margin-top:6px;font-weight:600;}
.team-modal-body{padding:32px 36px 36px;}
.team-modal-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:26px;}
.tm-stat{background:var(--ivory);border:1px solid var(--ivory-deep);padding:14px 12px;text-align:center;}
.tm-stat-num{font-family:'Playfair Display',serif;font-size:18px;color:var(--gold-deep);}
.tm-stat-label{font-size:10px;color:var(--ink-soft);margin-top:5px;line-height:1.4;}
.team-modal-lede{font-size:14px;color:var(--ink-soft);line-height:1.75;margin-bottom:28px;}
.team-modal-sub{font-family:'IBM Plex Mono',monospace;font-size:10.5px;letter-spacing:1px;text-transform:uppercase;color:var(--gold-deep);font-weight:600;margin-bottom:14px;padding-top:22px;border-top:1px solid var(--ivory-deep);}
.team-modal-sub:first-of-type{padding-top:0;border-top:none;}
.tm-timeline-item{padding:12px 0;border-bottom:1px solid var(--ivory-deep);}
.tm-timeline-item:last-child{border-bottom:none;}
.tm-t-role{font-size:13.5px;font-weight:600;color:var(--navy);}
.tm-t-org{font-size:12.5px;color:var(--gold-deep);margin-top:2px;}
.tm-t-meta{font-family:'IBM Plex Mono',monospace;font-size:10.5px;color:var(--ink-soft);margin-top:3px;}
.tm-t-desc{font-size:12.5px;color:var(--ink-soft);margin-top:6px;line-height:1.6;}
.tm-t-current{display:inline-block;font-family:'IBM Plex Mono',monospace;font-size:9px;text-transform:uppercase;letter-spacing:0.5px;background:var(--gold);color:var(--navy-deep);padding:2px 8px;border-radius:8px;margin-left:8px;font-weight:700;}
.tm-comp-list{margin:0;padding-left:18px;}
.tm-comp-list li{font-size:12.8px;color:var(--ink-soft);margin-bottom:8px;line-height:1.55;}
.tm-vision{font-family:'Playfair Display',serif;font-style:italic;font-size:14.5px;color:var(--navy);line-height:1.7;padding:20px 22px;background:var(--ivory);border-left:3px solid var(--gold);margin-top:22px;}
.tm-venture{background:var(--ivory);border:1px solid var(--ivory-deep);padding:18px 20px;}
.tm-venture-title{font-family:'Playfair Display',serif;font-size:14px;color:var(--navy);margin-bottom:8px;font-weight:600;}
.tm-venture-text{font-size:12.8px;color:var(--ink-soft);line-height:1.6;}

/* ---------- ABOUT IMPERIAL / CAREERS ---------- */
.firm{background:var(--paper);padding:0;}
.firm-grid{display:grid;grid-template-columns:1.15fr 0.85fr;}
.firm-purpose{padding:100px 60px 100px 0;}
.firm-purpose-solo{padding:100px 0;max-width:720px;}
.firm-purpose-solo h2{font-size:30px;color:var(--navy);margin-top:16px;line-height:1.3;}
.firm-purpose-solo p{font-size:15px;margin-top:18px;color:var(--ink-soft);}
.firm-purpose h2{font-size:28px;color:var(--navy);margin-top:16px;line-height:1.3;}
.firm-purpose p{font-size:14.5px;margin-top:18px;max-width:560px;}
.firm-links{display:flex;flex-direction:column;gap:12px;margin-top:26px;}
.firm-link{font-size:13px;font-weight:600;color:var(--navy);border-bottom:1px solid var(--ivory-deep);padding-bottom:10px;max-width:220px;transition:color .2s,border-color .2s;}
.firm-link:hover{color:var(--gold-deep);border-color:var(--gold-deep);}
.firm-careers{background:var(--navy-deep);color:var(--ivory);padding:100px 56px;}
.firm-careers h3{color:var(--ivory);font-size:21px;margin:14px 0 14px;}
.firm-careers p{color:#b9c1cf;font-size:13.8px;margin-bottom:22px;}
.career-cards{display:flex;flex-direction:column;gap:10px;margin-bottom:28px;}
.career-card{border:1px solid var(--navy-line);border-radius:2px;overflow:hidden;background:rgba(215,181,109,0.03);}
.career-card-head{
  display:flex;align-items:center;justify-content:space-between;gap:12px;
  padding:14px 18px;cursor:pointer;font-family:'Inter',sans-serif;font-weight:600;font-size:13.5px;color:var(--gold);
}
.career-card-head:hover{background:rgba(215,181,109,0.06);}
.career-card-head .plus{font-family:'IBM Plex Mono',monospace;font-size:16px;color:var(--gold-deep);transition:transform .25s;flex-shrink:0;}
.career-card.open .career-card-head .plus{transform:rotate(45deg);}
.career-card-body{max-height:0;overflow:hidden;transition:max-height .35s ease;}
.career-card.open .career-card-body{max-height:600px;}
.career-card-inner{padding:0 18px 20px;}
.career-card-inner .career-card-text{font-size:12.8px;color:#c7cedb;margin-bottom:14px;line-height:1.6;}
.career-card-inner ul{margin:0 0 14px;padding-left:18px;}
.career-card-inner li{font-size:12.8px;color:#c7cedb;margin-bottom:8px;line-height:1.55;}
.career-card-inner .fit{font-size:12px;color:#8d97a8;margin-bottom:14px;line-height:1.6;}
.career-card-inner .fit b{color:#b9c1cf;font-weight:600;}
.career-apply{display:inline-block;margin-top:2px;font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:0.5px;color:var(--gold);border-bottom:1px solid var(--gold-deep);padding-bottom:2px;}
.career-apply:hover{color:var(--gold-bright);}

/* ---------- FAQ ---------- */
.faq{padding:100px 0;background:var(--ivory);}
.faq-list{max-width:820px;margin:0 auto;}
.faq-item{border-bottom:1px solid var(--ivory-deep);}
.faq-q{
  display:flex;justify-content:space-between;align-items:center;gap:20px;
  padding:24px 4px;cursor:pointer;font-size:15.5px;font-weight:600;color:var(--navy);
  font-family:'Playfair Display',serif;
}
.faq-q .plus{font-family:'IBM Plex Mono',monospace;font-size:20px;color:var(--gold-deep);transition:transform .25s;flex-shrink:0;}
.faq-item.open .plus{transform:rotate(45deg);}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease;}
.faq-item.open .faq-a{max-height:260px;}
.faq-a p{padding:0 4px 26px;font-size:14.3px;}

/* ---------- CTA / CONTACT ---------- */
.contact{background:linear-gradient(180deg, var(--navy), var(--navy-deep));color:var(--ivory);padding:100px 0;}
.contact-grid{display:grid;grid-template-columns:0.9fr 1.1fr;gap:64px;}
.contact h2{font-size:32px;color:var(--ivory);margin-top:16px;line-height:1.25;}
.contact p.lead{color:#c7cedb;margin-top:16px;font-size:15px;max-width:420px;}
.contact-facts{margin-top:36px;display:flex;flex-direction:column;gap:16px;}
.contact-facts div{display:flex;gap:14px;font-size:13.8px;color:#c7cedb;}
.contact-facts b{color:var(--gold);font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:1px;text-transform:uppercase;min-width:120px;display:inline-block;}
.contact-facts a{color:#e4e8ef;text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(215,181,109,0.5);transition:color .2s;}
.contact-facts a:hover{color:var(--gold);}
.form{background:var(--paper);padding:38px;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px;}
.form label{display:block;font-family:'IBM Plex Mono',monospace;font-size:10.5px;color:var(--ink-soft);text-transform:uppercase;letter-spacing:0.8px;margin-bottom:8px;}
.form input, .form select{
  width:100%;padding:12px 14px;border:1px solid var(--ivory-deep);font-family:'Inter',sans-serif;
  font-size:14px;color:var(--ink);background:var(--paper);
}
.form-full{margin-bottom:20px;}
.form-submit{width:100%;justify-content:center;margin-top:6px;}
.form-note{font-size:11.5px;color:var(--ink-soft);text-align:center;margin-top:14px;line-height:1.6;}

/* ---------- FLOATING CTA ---------- */
.float-cta{
  position:fixed;bottom:22px;right:22px;z-index:900;
  opacity:0;transform:translateY(16px);pointer-events:none;
  transition:opacity .3s ease, transform .3s ease;
}
.float-cta.show{opacity:1;transform:translateY(0);pointer-events:auto;}
.float-cta .btn{box-shadow:0 12px 30px rgba(17,26,43,0.35);}
@media (max-width: 620px){
  .float-cta{bottom:14px;right:14px;left:14px;}
  .float-cta .btn{width:100%;justify-content:center;}
}

/* ---------- LOGIN MODAL ---------- */
.modal-overlay{
  display:none;position:fixed;inset:0;z-index:1000;
  background:rgba(10,15,25,0.72);backdrop-filter:blur(4px);
  align-items:center;justify-content:center;padding:20px;
}
.modal-overlay.open{display:flex;}
.modal-card{
  background:var(--navy-deep);border:1px solid var(--navy-line);
  max-width:400px;width:100%;padding:44px 38px 34px;position:relative;
  box-shadow:0 40px 100px rgba(0,0,0,0.5);
}
.modal-close{position:absolute;top:18px;right:18px;background:none;border:none;color:#8d97a8;font-size:16px;cursor:pointer;}
.modal-close:hover{color:var(--gold);}
.modal-mark{color:var(--gold);font-size:18px;margin-bottom:14px;}
.modal-card h3{font-size:22px;color:var(--ivory);margin-bottom:8px;}
.modal-sub{font-size:13px;color:#b9c1cf;margin-bottom:26px;line-height:1.5;}
.modal-card form{display:flex;flex-direction:column;gap:16px;}
.modal-card label{font-family:'IBM Plex Mono',monospace;font-size:10px;color:#8d97a8;text-transform:uppercase;letter-spacing:0.8px;margin-bottom:-8px;}
.modal-card input{padding:12px 14px;border:1px solid var(--navy-line);background:#131c2c;color:var(--ivory);font-family:'Inter',sans-serif;font-size:14px;}
.modal-card input::placeholder{color:#5a6478;}
.modal-submit{width:100%;justify-content:center;margin-top:6px;}
.modal-links{display:flex;justify-content:center;gap:10px;margin-top:22px;font-size:12.5px;}
.modal-links a{color:#b9c1cf;}
.modal-links a:hover{color:var(--gold);}
.modal-links span{color:#4a5568;}
.modal-note{font-size:11px;color:#697180;text-align:center;margin-top:22px;line-height:1.6;border-top:1px solid var(--navy-line);padding-top:16px;}

/* ---------- FOOTER ---------- */
footer{background:var(--navy-deep);color:#8d97a8;padding:56px 0 34px;border-top:1px solid var(--navy-line);}
.foot-top{display:grid;grid-template-columns:1.3fr repeat(4,0.85fr);gap:32px;margin-bottom:44px;}
.foot-brand{display:flex;gap:14px;align-items:flex-start;}
.foot-brand img{height:64px;width:auto;border-radius:8px;object-fit:contain;flex-shrink:0;box-shadow:0 0 0 1px rgba(215,181,109,0.35);}
.foot-brand .name{font-family:'Playfair Display',serif;color:var(--ivory);font-size:17px;}
.foot-brand .tag{font-family:'IBM Plex Mono',monospace;font-size:10px;color:var(--gold);letter-spacing:1.5px;margin-top:4px;text-transform:uppercase;}
.foot-brand p{font-size:12.5px;margin-top:14px;color:#7d8698;}
.foot-col h5{font-family:'IBM Plex Mono',monospace;font-size:10.5px;letter-spacing:1.2px;text-transform:uppercase;color:var(--ivory);margin-bottom:16px;font-weight:600;}
.foot-col a{display:block;font-size:13px;color:#9aa4b5;margin-bottom:11px;transition:color .2s;}
.foot-col a:hover{color:var(--gold);}
.foot-careers{border-top:1px solid var(--navy-line);padding:36px 0;margin-bottom:8px;}
.foot-careers-head{margin-bottom:22px;}
.foot-careers-head h5{font-family:'IBM Plex Mono',monospace;font-size:24px;letter-spacing:1.2px;text-transform:uppercase;text-align:center;    color: var(--ink-soft);margin-bottom:8px;font-weight:600;}
.foot-careers-head p{font-size:12.5px;color: var(--ink-soft);max-width:480px;margin:0 auto; text-align: center; padding-bottom: 30px;}
.foot-careers .career-cards{max-width:820px;}
.corp-info{
  border:1px solid var(--navy-line);background:rgba(215,181,109,0.03);
  padding:22px 26px;margin-bottom:24px;display:flex;flex-direction:column;gap:10px;
}
.corp-info-row{display:grid;grid-template-columns:170px 1fr;gap:16px;font-size:12px;line-height:1.6;color:#c7cedb;}
.corp-label{font-family:'IBM Plex Mono',monospace;font-size:10px;letter-spacing:0.8px;text-transform:uppercase;color:var(--gold);}
.corp-info-row a{color:#c7cedb;text-decoration:underline;text-underline-offset:2px;}
.corp-info-row a:hover{color:var(--gold);}
.foot-bottom{border-top:1px solid var(--navy-line);padding-top:28px;font-size:11.5px;line-height:1.8;color:#697180;}
.foot-bottom .reg-line{font-size:11.5px;line-height:1.8;color:#8d97a8;margin:0 0 14px;}
.foot-bottom .reg-line a{color:var(--gold);text-decoration:underline;text-underline-offset:2px;}
.foot-legal{display:flex;justify-content:space-between;margin-top:18px;font-size:11.5px;color:#697180;flex-wrap:wrap;gap:10px;}
.social-links{ display: flex; gap: 10px; margin-top: 20px;}


/* ---------- Legal pages css ---------- */
.page-banner{
	background: var(--navy);
	padding: 20px 0;
}

.page-banner h1{
	color: var(--paper);
	text-align: center;
}

.page-content h3{
color: #1b2b44;
}
.page-content {
    max-width: 1170px;
    padding: 30px 10px !important;
    margin: 0 auto;
    background: var(--paper);
    padding: 40px 0;
	font-size: 15.5px;
   
}

.page-content ul, .page-content ol  {
 color: var(--ink-soft);
}

/* ---------- MF Tools css ---------- */
	

.mf-tools-wrapper{
    max-width:1200px;
    margin:60px auto;
    display:flex;
    gap:60px;
    padding:0 20px;
    align-items:flex-start;
}

/* Sidebar */

.mf-sidebar{
    width:270px;
}

.mf-sidebar h3{
    font-size:28px;
    font-weight:500;
    margin:0 0 20px;
	    font-family: 'Playfair Display', serif;
}

.mf-sidebar ul{
    margin:0;
    padding:0;
    list-style:none;
    border:1px solid #d8d8d8;
}

.mf-sidebar li{
    border-bottom:1px solid #d8d8d8;
}

.mf-sidebar li:last-child{
    border-bottom:none;
}

.mf-sidebar a{
    display:flex;
    align-items:center;
    gap:10px;
    padding:18px;
    text-decoration:none;
    color:#222;
    font-size:16px;
    background:#f5f5f5;
    transition:.3s;
}

.mf-sidebar a:hover,
.mf-sidebar a.active{
    background:#e9e9e9;
}

.mf-sidebar span{
    font-size:18px;
}

/* Right */

.mf-content{
    flex:1;
}


/* Tablet */

@media(max-width:991px){

.mf-tools-wrapper{
    flex-direction:column;
}

.mf-sidebar{
    width:100%;
}

.double-row{
    grid-template-columns:1fr;
    gap:0;
}

}

/* Mobile */

@media(max-width:767px){

.form-row{
    grid-template-columns:1fr;
    gap:8px;
}



.mf-sidebar h3{
    font-size:28px;
}

}



/* ---------- RESPONSIVE ---------- */
@media (max-width: 1180px){
  nav.links{
    display:none;position:absolute;top:100%;left:0;right:0;
    flex-direction:column;align-items:stretch;gap:0;
    background:var(--navy-deep);border-top:1px solid var(--navy-line);
    padding:8px 32px 20px;
  }
  nav.links.open{display:flex;}
  nav.links a{padding:14px 0;border-bottom:1px solid var(--navy-line);opacity:1;}
  .nav-tab-new{border:none;border-bottom:1px solid var(--navy-line);border-radius:0;padding:14px 0;justify-content:space-between;width:100%;}
  .nav-toggle{display:block;}
}
@media (max-width: 980px){
  nav.links{display:none;}
  .nav-toggle{display:block;}
  .hero-inner{grid-template-columns:1fr;}
  .hero-emblem{order:-1;}
  .hero-emblem img{width:220px;height:auto;}
  .hero-emblem .ring{width:260px;height:260px;}
  .hero-emblem .ring.r2{width:300px;height:300px;}
  .hero h1{font-size:34px;}
  .hero-stats{grid-template-columns:repeat(2,1fr);row-gap:22px;}
  .pillars{grid-template-columns:1fr 1fr;}
  .facts-strip{grid-template-columns:1fr 1fr;}
  .journey-steps{grid-template-columns:1fr 1fr;row-gap:32px;}
  .jstep:not(:last-child)::after{display:none;}
  .priv-grid{grid-template-columns:1fr 1fr;}
  .diff-grid{grid-template-columns:1fr;}
  .diff-vs{display:none;}
  .diff-dims{grid-template-columns:1fr 1fr;}
  .goal-grid{grid-template-columns:1fr 1fr;}
  .goals-top{grid-template-columns:1fr;gap:32px;}
  .goals-image img{height:240px;}
  .services-banner{height:200px;}
  .svc-grid{grid-template-columns:1fr;}
  .mission-text{font-size:20px;}
  .phil-cols{grid-template-columns:1fr;}
  .spectrum-points{grid-template-columns:repeat(3,1fr);row-gap:24px;}
  .strat-grid{grid-template-columns:1fr 1fr;}
  .matrix-flex{grid-template-columns:1fr;}
  .fee-plans{grid-template-columns:1fr;}
  .fee-choose-grid{grid-template-columns:1fr;}
  .qtr-inputs{grid-template-columns:1fr 1fr;}
  .tool-grid{grid-template-columns:1fr;}
  .tr-rows{grid-template-columns:1fr;}
  .fp-compare{grid-template-columns:1fr;}
  .wb-rows{grid-template-columns:1fr;}
  .dash-flex{grid-template-columns:1fr;}
  .dash-mid-row{grid-template-columns:1fr;}
  .firm-grid{grid-template-columns:1fr;}
  .team-grid{grid-template-columns:repeat(3,1fr);}
  .team-modal-head{flex-direction:column;align-items:flex-start;gap:14px;}
  .team-modal-stats{grid-template-columns:1fr 1fr;}
  .firm-purpose{padding:70px 0 50px;}
  .firm-careers{padding:60px 0;}
  .category-grid{grid-template-columns:1fr;gap:32px;}
  .newsletter-wrap{grid-template-columns:1fr;text-align:center;}
  .news-copy p{margin-left:auto;margin-right:auto;}
  .news-form{max-width:420px;margin:0 auto;}
  .comp-grid{grid-template-columns:1fr 1fr;}
  .testi-grid{grid-template-columns:1fr;}
  .contact-grid{grid-template-columns:1fr;}
  .form-row{grid-template-columns:1fr;}
  .foot-top{grid-template-columns:1fr 1fr;}
}
@media (max-width: 620px){
  .wrap{padding:0 20px;}
  .navbar{flex-wrap:wrap;row-gap:12px;padding:14px 20px;}
  .nav-cta{width:100%;justify-content:stretch;gap:10px;}
  .nav-cta .btn{flex:1;justify-content:center;padding:12px 10px;font-size:12px;white-space:nowrap;}
  .corp-info-row{grid-template-columns:1fr;gap:4px;}
  .team-grid{grid-template-columns:1fr 1fr;}
  .team-modal-body{padding:26px 22px 30px;}
  .team-modal-head{padding:28px 22px 22px;}
  .strat-grid{grid-template-columns:1fr;}
  .pillars{grid-template-columns:1fr;}
  .diff-dims{grid-template-columns:1fr;}
  .goal-grid{grid-template-columns:1fr;}
  .goals-image img{height:200px;}
  .foot-top{grid-template-columns:1fr;}
  .facts-strip{grid-template-columns:1fr;}
  .journey-steps{grid-template-columns:1fr;}
  .priv-grid{grid-template-columns:1fr;}
  .comp-grid{grid-template-columns:1fr;}
  .news-form{flex-direction:column;}
  .foot-careers-head{align-items:flex-start;}
  .foot-careers-head .btn{width:100%;justify-content:center;}
  .career-card-head{padding:14px;font-size:13px;}
  .career-card-inner{padding:0 14px 18px;}
}